Financial Survival Kit

What do you need to be prepared for the future financial turmoil? How can you survive?

Should I Buy Gold?

It seems like everyone is a gold bug these days, but is it the right thing for you?

What Are The Chances?

With all this "end of the world" hype going on, maybe we should consider the chances. What are the chances of a civilization threatening event?

How Much Insurance Do I Need?

Insurance is an extremely broad topic. Hopefully this generalization on the different types and amounts will help straighten things out a bit.

Iraqi Dinar: Scam or Scoop?

Some say it's an easy way to make a million bucks! But do you understand currency markets enough to take advantage?

The financial world we live in is just as wild, if not more, than the mountains and woods we walk through. We are told that the fundamentals of our economy are strong, but we can feel that something is wrong. My unique financial background and survival passion make Financial Survivalist and excellent place to learn and share.
Showing posts with label opinion. Show all posts
Showing posts with label opinion. Show all posts

Sunday, April 7, 2013

"Money Isn't Everything"

"If you're not here for the money, get out," said George Morris,  my former boss. Tempted to get up and walk out of the room, I decided I better not be rude. He was most definitely talking to me. The guy seemed to talk in dollar signs, and I had made it clear that I had a different view. A week later he "officially" told me to "get out."

If I had told him that money wasn't everything, then he most definitely would have said "That's a lie poor people tell themselves." What about, "It's only money?" Do poor people say that too? Although money is significant, it isn't everything.

I really think that if George would have taken time to get to know me, he would agree with my view on money. It's not that I think money is evil, or that George is wrong to want it with so much passion. My view is that money is never a good reason to make a decision.

Someone could choose a career based on how much money they might make, but if they hate what they do they will likely fail and be miserable their whole life. Their misery will eventually spill over into other aspects of their life as well; family, health, etc. Or, someone could choose a career based on what they are passionate about. If you follow your passion, and are smart and talented, the money will come. I have seen it time and time again.

As we all hear, money is the root of all evil, or the love of money is the root of all evil. In a general sense, obsession is rarely healthy. Obsession with money is never healthy. It leads to people sacrificing more important things (ie family, health, etc) in order to obtain it.

Learn about successful millionaires that are happy, and you will learn that they didn't do it for the money. Don't get me wrong, money is a factor, but it usually isn't the motivating factor in a persons success. When it is, the person usually struggles in all other aspects of life.

This leads me to my philosophy of permaculture. I could work to earn money in order to buy a weed whacker. Then I could work some more to pay for the seasonal tuneup, gas, oil, string and other maintenance. Then I could put on ear muffs, long pants and safety glasses and go get covered in bug guts and grossness. Or I could buy a scythe. It would take less time, money and effort to do the same job.

When we realize that time is money and we sell our lives by the hour, then financial decisions become easier. Some people sell too much of their lives and become time poor. Some people don't sell enough, and are cash poor.

Do something you love to pay your bills and be happy. Enjoy life! If you are talented and intelligent money and success will find you. If you lack talent and intelligence, at least you will be happy, and that's the purpose of life.

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Monday, December 3, 2012

Dihydrogen Monoxide Kills!

It is surprising how many are unaware of this silent killer in their daily lives. It is estimated that Dihydrogen Monoxide kills 1.2 MILLION people world wide ever year. That is 2.4 times the number of people killed by guns! In the United States it is the 2nd leading cause of death for children under 12! It is time that we make it known DIHYDROGEN MONOXIDE KILLS!

The worst part is that all of these deaths could be prevented by simply making Dihydrogen Monoxide illegal! If we imposed a world wide ban of Dihydrogen Monoxide we could save 1.2 million lives each year!

Some would say that criminals would simply ignore the ban. I say that means most Dihydrogen Monoxide deaths would be among criminals.

Some would say that Dihydrogen Monoxide doesn't kill people, that people kill people. I say if people didn't have Dihydrogen Monoxide then they couldn't use it to kill people.

The facts are clear. Dihydrogen Monoxide kills 2.4 times the number of people killed by guns! Support the Global Ban on Dihydrogen Monoxide! Save lives! Share this with your friends and maybe you will save a life!

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Friday, October 26, 2012

Why I Can't Wait For Nov. 6; It's not what you think.

Anyone that has spent the last few months on planet earth knows that the presidential election is coming. Politics can be seen everywhere you go. I believe that our country is at a tipping point and this election represents a point of no return. Considering how politically opinionated I am, it's ironic that I cannot wait for it all to be over. 

It's not because I think Romney is going to win, or because I want to be friends again with my liberal friends. It's because I want to know how to prepare for the next four years. Based on history, sociology and simple economics, I know how the next four years will look depending on who is elected.

If Romney is Elected:
  • instant hiring will happen because confidence will be restored
  • stock market will skyrocket for the same reason
  • velocity of money will speed up and we will see inflation
  • high interest rates to combat inflation
  • housing market will continue with low inventory and price appreciation
  • though a fiscal cliff will loom, faith will be restored that evasion is possible
If Obama is Elected:
  • the US will most definitely hit a fiscal cliff: tax increases, forced budget cuts, & or debt ceiling
  • stock market will crash; it has stayed afloat with hope
  • hiring will remain sluggish for years
  • housing market will continue with low inventory and price appreciation
  • hyperinflation becomes an actual possibility, but not immediately
  • freedom will become a luxury
  • the cost of healthcare will skyrocket, even compared to recent appreciation
  • the federal debt will hit 20T, maybe not for 5 years, but it will.
  • US credit rating will be slashed again
  • Fed WILL NOT stop printing money
You may not agree with me on any or all of these points, but I don't care. I have done the research. I have studied and observed great societies and their degradation. I am confident in my analysis and predictions. I also still believe Obama will win for the simple fact that I don't have faith in society. I have said it before, if Obama win's I'm headed for the hills. Not literally  but figuratively. My Homestead Project will be kicked into overdrive and I will be up and running by next summer.


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Wednesday, October 24, 2012

Ameritopia by Mark Levin


If you watched Ben and Dan on a Log, then you know I was reading Ameritopia by Mark Levin. In Ameritopia, Mark Levin summarizes the ideas of several conservative and utopian philosophers. I love the fact that he allows you to see both sides. He explains the positives and negatives of ALL the different philosophies.

I'm ok if you subscribe to a different philosophy than I, as long as you understand to what you subscribe. What bugs me is ignorance; thinking you support a good cause, but not realizing the negative and possibly hypocritical impact of your actions.

What is amazing about Ameritopia is that while explaining different philosophies in plain language, Mark allows us to see which ones actually work, and which ones lead to the degredation of society. The simple fact is that man is not perfect. Imperfect man will not allow for "perfect" society. Any attempt to achieve it results in horrible consequences. The next best thing is free society.

All in all, it is an excellent book. Mark Levin seemed to try and keep a non-biased point of view. However, it is difficult to maintain a well educated non-biased point of view. Read it! Decide for yourself!

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Thursday, October 18, 2012

Freedom vs Free Stuff

Benjamin Franklin said (paraphrasing) "Those who give up freedom in exchange for security will have neither." The exact quote is from a letter he wrote, but you get the point. When we allow the TSA to look at our naked bodies in the name of security, we are giving up freedom for security.

Whenever we depend upon someone other than ourselves we give up some of our freedom and usually do so in order to obtain some sort of security. The more we accept the governments role in our lives the more they will have power to control our lives. Think about the new lunch program Mrs. Obama has promoted. Kids that have government lunches have given up their choice of what they get to eat for lunch in exchange for a free lunch.

You can't have freedom AND free stuff. Yet more and more this attitude of entitlement is growing. The day will soon come in which the government they rely on for so much will dictate how, where or if they can live, and because of their level of dependence they will have no power to object.

I know we are a long way away from being North Korea, but what most people don't understand is that a foundation for that kind of government is being built in front of our eyes. Once all the pieces are in place, and they almost are, it will only require a flip of the switch and the light of freedom will go out.

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Wednesday, September 26, 2012

Howard Stern Man On The Street


Howard Stern had someone go out and interview some idiotic Obama supporters on the street. The level of ignorance is outstanding. Granted, I'm sure the sample was skewed. There are conservative idiots too.

However, I wonder if we polled all the idiots, if we would find more conservative idiots or Obama idiots? I venture to argue that the conservative argument requires a certain degree of intellect and understanding.  I would wager large amounts of money that there would be more Obama idiots. After all they say, "If you are young and a liber it means you have a heart. If you are old and liberal, it means you have no brain."

Just to be fair I posted the video by Alexandra Pelosi featuring Stupid Republicans.


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Tuesday, September 11, 2012

Where Were You September 11?


Every so often there is an event that is etched so deeply into our memories that we will not forget. Pearl Harbor, JFK assassination, and September 11 terrorist attacks on the World Trade Center.

I wasn't alive for the first two, but I remember the last. I will always remember that FREEDOM is fragile and as there is evil in the world, there will always be enemies of freedom. Those wanting to destroy it.

Those enemies may be terrorists, anchormen, or  politicians. They are everywhere and we must always stand firm against them. Always remember September 11. Always remember YOU ARE FREE!

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Tuesday, August 28, 2012

Bill Nye Epic Fail: Creationism



I use to like Bill Nye. In fact in 6th grade they called me Ben Nye the Science Guy. Well Bill provided me with an EPIC FAIL by saying Creationism is not appropriate for children. And evolution is?

Creationism and Evolution should be taught side by side as two different guesses to a question for which we have no answer.

Can we evolve from bacteria? Sure. That isn't a big leap. However, going from nothing to a single cell organism is an incomprehensible leap. A single cell is an extremely complex thing compared to nothing. To say an amino acid can randomly turn into an organism is like saying you can solve a Rubix cube by closing your eyes and randomly turning pieces.

4,325,200,327,448,985,600! That's how many possible positions of a Rubix Cube. The record for fewest moves to solve a Rubix Cube is 20. That means that the probability of randomly solving a Rubix Cube is less than 1/325200327448985600^20. I couldn't find a calculator to compute that. I realize the actual equation for this probability is a little more complex, but you get my point.

If someone closed their eyes and randomly solved a Rubix Cube, wouldn't it be more likely that they had some kind of help? Likewise, isn't it more likely that something helped evolution along than it is that a cell magically appeared?

I'm not saying either is right or wrong. I'm saying that WE DON'T KNOW and therefore should teach that there are questions to which we have not yet found the answer. Bill Nye. Sorry bud, but even you don't have all the answers.

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Creationist Response

Thursday, August 2, 2012

Chick-Fil-A! Enough Already!

Ask a conservative Christian, owner of a restaurant chain that is closed on the Sabbath, how they stand on gay marriage, and still act surprised!? What did you expect!?!?!?!? How can you be surprised that they support traditional marriage?

It's ok to have a parade to celebrate your right to be gay, but the moment someone celebrates their right to be straight everyone cries intolerance! WTF?

It's not like Dan Cathy, owner of Chick-fil-a, said anything against a persons right to practice homosexuality. It's not like they refuse to serve people that are homosexual. All he did was exercise his right of free speech to state his position on gay marriage.

“We are very much supportive of the family — the biblical definition of the family unit. We are a family-owned business, a family-led business, and we are married to our first wives. We give God thanks for that," (Blaze).


So, in support of Dan Cathy's freedom of speech, and his courage to stand up for what he believes in this world of hating hypocrites (ie liberals), Rick Santorum spoke out in support of Chick-fil-a and former Arkansas Governor Mike Huckabee delclared August 1st Chick-fil-a appreciation day.

This is how supporters reacted.


This is how liberals reacted.

Wait? Who is Intolerant Again?

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