Financial Survival Kit

What do you need to be prepared for the future financial turmoil? How can you survive?

The financial world we live in is just as wild, if not more, than the mountains and woods we walk through. We are told that the fundamentals of our economy are strong, but we can feel that something is wrong. My unique financial background and survival passion make Financial Survivalist and excellent place to learn and share.

Wednesday, February 29, 2012

World Wide Web Wednesday: Alarm.com

World Wide Web Wednesday Alarm.com I guess what some would call my "real" job is as a Sales Manager for Pinnacle Security, LLC. Pinnacle security offers cellular alarm services through Alarm.com. Alarm.com does not offer alarm services directly. Using a cellular connection insted of a landline has many benefits. 1. Land lines can be cut eliminating an alarms ability to call the central stations 2. Cellular connection allows for smash and grab technology. Even if the intruder destroys the alarm before the delay ends, it will still work. 3. Alarm.com...

Tuesday, February 28, 2012

How To Tuesday: Make a Root Cellar

Building a root cellar is easier than you think. The whole point of a root cellar is to have a natural storage area with ideal temperature (32-40f) and humidity (80-90%) for storing tubors and vegitables. The keys to building a good root cellar are Insulation, Ventilation and cooling. Insulation Alsmost any container burried in the ground will work, even if the dirt is the bulk of the insulation. However, the more extreme your weather, the more insulation is needed. Favorite options are old refridgerators, buckets, and barrels. Cool Air From...

Monday, February 27, 2012

The Iraqi Dinar: Scam or Scoop?

What is the Iraqi Dinar? The Iraqi Dinar is the currency being used in Iraq. There are heavily circulated rumors that after the war comes to an end the IMF will revalue the Dinar. If you buy a bunch of Dinars then when they revalue, those Dinars would be worth "millions." There are several websites "selling" Dinars. The people that buy into this idea are very adamant about it. It seems to be in close nit groups like MLM (multi lever marketing) groups. Many of them bet every cent they own on this idea, and whether or not it is a scam is a very...

Saturday, February 25, 2012

Mesa Police Use Excessive Force on Solicitor

Do we already live in a Police State? Saturday, Feburary 25, Shane Rasmussen, an innocent solicitor found himself surrounded by 5 police cars. "They treated me like I was a drug dealer," Shane later recounted. It all started as a normal day as a door to door salesman as Shane approached his second house that afternoon. There was an adorable little girl standing in the open door. "Can you go get your daddy?" asked Shane in an endearing voice. The little girl ran into the house to fetch her father. A stern man with a medium build, approached the...

Friday, February 24, 2012

Non-Fiction Friday: The Cheapskate Next Door

A "Cheapskate" is not a coupon cutter, bargain hunter, or a hotel towel theif. A cheapskate is simply someone that is happy with less. They don't lower their standard of living, they live below their means and are happy with a "lifestyle of less that feels like more." I rarely watch tv because I don't have cable. However, I'm traveling on business this week and after work I started flipping through channels. I found a show about cheapskates. It interested me because I was in the middle of this book. Sure enough Jeff Yeager showed up on the screen....

Thursday, February 23, 2012

Financial Survival = Emergency Prep

My Thoughts Thursday I was thinking this morning and I asked myself, "What is Financial Survival?" As I continued my thought, I realized that financial survival often looks like emergency preparedness. The reason why is that many emergencies are financial emergencies. Even if they don't start as a financial emergency, they can have financial consequences. EXAMPLE: House Fire. If your house catches fire, the emmediate emergency is the fire, but it will deafinately have financial concequences. Emergency Preparation that doubles as Financial Survival: Proper...

Wednesday, February 22, 2012

World Wide Web Wednesday: Proshares ETF's

World Wide Web Wednesday Proshares.com As featured on "How To Make Money From the Crash," Proshares.com is a company that offers several types of ETF's (exchange traded funds). The Proshares Funds page has filters to sort out ETF's that can do anything! The reason why I want to feature this website is because of the powerful filters to find specific ETF's that do whatever you want. There are ETF's that track or do the inverse of indexes, sectors, specific companies, and even sentiments. Pretty much what ever you can imagine. The filters on the...

Tuesday, February 21, 2012

How to Make Money from the Crash

How To Tuesday How To Make Money From the Crash Millions of people lose millions of dollars when the stock market crashes. But a few make millions. How do they do it? The simple answer is called a short. Sorting is essentially selling borrowed stock, hoping the price falls so that you can repay your borrowed stock for less. For example, borrow from an institution Stock A, sell it immediately for $100. Then the price for Stock A falls to $75 and you buy it back. Then return the Stock A you borrowed from the institute. You make $25. Actual shorting...

Friday, February 17, 2012

Non-Fiction Friday: 7 Tipping Points that Saved the World

Non-Fiction Friday7 Tipping Points that Saved the World I don't think people realize how fragile freedom really is. President Reagan said, "Freedom is never more than one generation away from extinction." He understood what few do. Each generation has their time that they must stand up to defend freedom. Our time is now. The Miracle of Freedom: Seven Tipping Points That Saved the World highlights 7 points in history that freedom, the idea...

Thursday, February 16, 2012

My Thoughts Thursday: Chicken Little

My Thoughts ThursdayChicken Little Sometimes I feel like Chicken Little. I run around screaming how the sky is falling. Then again, most of the things I scream about take a long time to fall. Someone once said, "The market can stay afloat longer than you think, and crash faster than you believe." As I've said before, history tells us what is coming if we remain on our current path; economic collapse,  enslavement and war. I am a...

Wednesday, February 15, 2012

World Wide Web Wednesday! GeoCache

World Wide Web Wednesday!Geocaching.com Geocaching is an outdoor sporting activity in which the participants use a Global Positioning System (GPS) receiver or mobile device[2] and other navigational techniques to hide and seek containers, called "geocaches" or "caches", anywhere in the world (Wiki). Earlier this week a friend of mine at TheDailyPrep.com did a "prepisode" on how to make a PVC cache....

Tuesday, February 14, 2012

How to Open an IRA

How To TuesdayHow To Open an IRA 1. Decide If an IRA is REALLY What You Want Read why my wife and I DO NOT have an IRA or 401k. Ask yourself why you want an IRA? Usually for tax benefits. However, with all the liquidation and investing limitations I seek tax benefits elsewhere. Yes, there are Alternatives to Traditional Retirement Accounts. 2. Find a Provider I prefer Sharebuilder.com or Zecco.com. It depends on how envolved you want to be and how often you will make trades. Sharebuilder has $4 stock trades IF you have an automatic...

Monday, February 13, 2012

Money Monday: Largest Ponzi Scheme in History

Money MondayLargest Ponzi Scheme in History!A Ponzi scheme is a fraudulent investment operation that pays returns to its investors from their own money or the money paid by subsequent investors, rather than from any actual profit earned by the individual or organization running the operation (Wikipedia). Essentially investor A is paid "returns" from investor B. There is no actual investment, and new investors are required...

Friday, February 10, 2012

Non-Fiction Friday: I'm Falling Apart

Today I am not doing Non-Fiction Friday. I am far too stressed out. I decided to pay someone to cut the foundation and it's good I did. A lot easier, though more expensive. Today the window openings for the egress windows were cut, I installed the windows and framed them in. I proceeded to the downstairs shower when I realized the "rough" in was actually suppose to be a "perfect" in. I'm about 1" off. I figured out a fix and then proceeded to mess up the fix. Now I have to hammer out a bunch of concrete and redo the plumbing. It's like...

Thursday, February 9, 2012

Am I Doing Everything Wrong?

My Thoughts ThursdayWill I Mess It Up? As I sit on the precipice of cutting the egress windows for a flip I am doing, I ask myself, "Am I doing it right? Am I going to mess everything up?" My mentor, Greg Clevery, told me about how he had to redo egress windows once because he had the wrong code requirements. I looked up the codes and found the minimum requirements for egress windows and ordered my windows accordingly. Now, I don't have the chainsaw with a diamond blade to cut the foundation, and I can't find a place to rent it. I figure...

Monday, February 6, 2012

How We Can Fix This

Money MondayHow We Can Fix This Finally, on Money Monday, I give you my thoughts on how we can fix the problems in our country. I believe it is possible to reverse this cycle of socialization in time to save our country. Unfortunately, history tells us that it is not likely. Government gets bigger, not smaller. No matter what we do, there is going to be a lot of pain. It will not be easy. The only difference is that we can choose to face our problems with courage as defenders of freedom, or we can bury our heads in the sand like socialistic...

Friday, February 3, 2012

One Minute Millionaire by Robert G Allen

Non-Fiction FridayOne Minute Millionaire: The Enlightened Way to Wealth Today we review a book that was given to me  a long time ago. The idea of The One Minute Millionaire is that in 60 seconds you can change you way of thought enough to result in new found wealth. It refers to a moment of decision and commitment. That moment is when you became the millionaire. The net worth thing is just a technicality. Of coarse those are my words. It's...

Thursday, February 2, 2012

My Thoughts Thursday

My Thoughts Thursday: A day for me to share with you whatever has been on my mind. There are times that I sit down at my keyboard and just want to write. This is one of those times and Thursday is a perfect day for it. I am traveling today for business, as I often do. It seams to me that many people are begining to feel better about the economy, like we will recover and all will be well. It is stupid to think that their will not be another recession, though I believe most people realize that these last few years may one day be relived once more. I...

Wednesday, February 1, 2012

Wold Wide Web Wednesday: Investopedia

World Wide Web Wednesday!Investopedia.com Just as the title implies, investopedia.com is an encylopedia of investing.  It includes an investor's dictionary, tutorials, simulators and free tools. In fact the entire site is free. This is the website that taught me the majority of what I know. By the time I finally reached my college investing classes, I already knew most of what they taught. For those who may be considering financial services careers, investopedia also includes free exam prep and practice tests for almost every exam. All...

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